The IRS extended the deadline to adopt SECURE 2.0 Act amendments for IRA-based retirement plans to December 31, 2027 under IRS Notice 2026-9. The extension applies to traditional IRAs, SEP IRAs, and SIMPLE IRAs, although plans must still operate in compliance with SECURE 2.0 provisions before formal amendments are adopted.
⚠️Note: This information is for informational purposes only and does not constitute formal tax, legal, or compliance advice. Always consult with qualified tax advisors, legal counsel, and your organization’s internal teams for guidance specific to your situation. Additional regulations may apply. For the most accurate and up-to-date information, refer to official government resources and regulatory agencies.